Terms of Use

Please read these Terms of Use ("Terms", "Terms of Use") carefully before using the YourTalks mobile application and website (the "Service") operated by Collective Theory Corp ("us", "we", or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

These Terms contain a binding arbitration provision and a class action waiver in Section 15, which affect how disputes between you and us are resolved. Please read that section carefully.

1. Use of Service

YourTalks provides an AI-powered podcast generation service that creates audio content based on topics you provide. By using our Service, you agree to:

• Provide accurate information when creating your account
• Maintain the security of your account credentials
• Use the Service only for lawful purposes
• Not attempt to circumvent any limitations or restrictions on the Service

2. Account Registration

To use certain features of the Service, you must register for an account. You may register using your Apple ID or Google account. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account.

You must be at least 13 years of age to use this Service. By using the Service, you represent and warrant that you meet this age requirement.

3. Subscriptions and Payments

Some features of the Service require a paid subscription ("Premium"). Subscriptions are sold and billed through the Apple App Store, not directly by us. By subscribing to Premium:

• You agree to pay the subscription price shown at the time of purchase, plus any applicable taxes
• Your subscription renews automatically — monthly plans renew every month and annual plans renew every year — and your Apple ID account is charged the then-current price within 24 hours before the end of each period, until you cancel
• You can cancel at any time in your device's App Store subscription settings, at least 24 hours before the end of the current period. Cancelling stops future renewals; you keep access until the end of the period you have already paid for
• Refunds are handled by Apple under the App Store's policies. We cannot issue refunds for App Store purchases directly
• Monthly minute allowances reset at the start of each billing period and do not roll over. Separately purchased top-up minutes do not expire
• We may change subscription prices. Price changes take effect at the start of the next billing period after we give you notice, and you may cancel before then
• We may change the minute allowances, per-episode limits, or features included in any plan on reasonable notice. If a change materially reduces what your current paid plan provides, you may cancel before it takes effect

4. Content and Ownership

Your Content. You retain ownership of the topics and prompts you submit to generate podcasts. By submitting content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, adapt, and process it for the purpose of operating, improving, and promoting the Service.

Generated Podcasts. As between you and us, we own the audio, transcripts, and other output produced by the Service. We grant you a worldwide, non-exclusive, revocable license to stream, download, and share the podcasts generated from your topics for your own personal, non-commercial use. This license ends if your account is terminated. You may not use generated content for commercial purposes without our prior written permission.

We make no representation that generated output is unique — the Service may produce similar or identical output for other users who submit similar topics.

Accuracy. Generated content may contain inaccuracies or errors. You should verify important information against the original sources we cite. We reserve the right to remove any content that violates these Terms.

Aggregated data. We may create and use aggregated or de-identified data derived from use of the Service for any lawful purpose, provided it does not identify you.

5. Public Content

On the free tier, all podcasts you generate are publicly visible to other users. Premium users may create private podcasts. By posting public content, you grant other users the right to listen to and engage with your podcasts, and you grant us a license to display and distribute that content within the Service.

6. Prohibited Uses

You agree not to use the Service to:

• Generate content that is illegal, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable
• Generate content that infringes on intellectual property rights
• Generate content that contains false or misleading information intended to deceive
• Impersonate any person or entity
• Attempt to gain unauthorized access to the Service or its systems
• Use automated means to access the Service without our permission
• Interfere with or disrupt the Service
• Resell, sublicense, or commercially exploit the Service or its output without our permission
• Use the Service or its output to train, fine-tune, or develop a competing machine learning model or service

7. AI-Generated Content Disclaimer

IMPORTANT: YourTalks uses artificial intelligence to research topics and generate podcast content. While we strive for accuracy:

• AI-generated content may contain errors, inaccuracies, or outdated information
• The Service should not be relied upon for medical, legal, financial, or other professional advice
• You should independently verify any important information
• We provide source citations to help you verify claims, but we cannot guarantee the accuracy of third-party sources

8. Intellectual Property

The Service and its original content (excluding user-submitted content), features, and functionality are owned by Collective Theory Corp and are protected by international copyright, trademark, and other intellectual property laws. Nothing in these Terms grants you any right to our names, logos, or trademarks.

Feedback. If you send us suggestions, feature ideas, or other feedback, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use it for any purpose without obligation or compensation to you. Please do not send us information you consider confidential.

9. Copyright Complaints

We respond to notices of alleged copyright infringement under the Digital Millennium Copyright Act. If you believe content on the Service infringes your copyright, see our Copyright and DMCA Policy for how to submit a takedown notice and how to file a counter-notification. We terminate the accounts of repeat infringers in appropriate circumstances.

10. Changes to the Service

We are continuously developing the Service. We may add, change, suspend, limit, or discontinue any part of the Service — including features, plan limits, and the free tier — at any time, with or without notice. We may also impose limits on certain features or restrict access to parts of the Service without liability.

Features labeled beta, preview, or early access are provided as-is, may change or be withdrawn without notice, and may not work reliably.

If we discontinue the Service entirely, we will make reasonable efforts to give advance notice and, where a paid subscription has been prepaid for a period we do not deliver, to provide a pro-rated refund through the App Store where feasible.

11. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

You may delete your account at any time through the app's Settings. Account deletion is immediate and irreversible. Deleting your account does not automatically cancel an active App Store subscription — cancel that separately in your App Store settings.

12. Indemnification

You agree to indemnify, defend, and hold harmless Collective Theory Corp and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with: (a) your access to or use of the Service; (b) content you submit to or generate through the Service; (c) your violation of these Terms; or (d) your violation of any rights of a third party, including intellectual property or privacy rights.

13. Limitation of Liability

To the maximum extent permitted by law, in no event shall Collective Theory Corp, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

Cap on liability. To the maximum extent permitted by law, our total aggregate liability to you for all claims arising out of or relating to the Service or these Terms will not exceed the greater of (a) the total amount you paid us for the Service in the twelve months before the event giving rise to the claim, or (b) one hundred U.S. dollars ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above may not apply to you. Nothing in these Terms limits liability that cannot be limited under applicable law.

14. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Third-party dependencies. The Service depends on third-party providers for research, language models, voice synthesis, hosting, and delivery. We do not control those providers and are not responsible for their availability, performance, output, or changes to their services. Interruption or degradation caused by a third-party provider is not a breach of these Terms.

No guarantee of availability or retention. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that content will be preserved without loss. We are not a backup service. You are responsible for keeping your own copies of anything you want to retain.

15. Dispute Resolution and Arbitration

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court.

Informal resolution first. Before starting a formal proceeding, you agree to contact us at support@collectivetheory.com with a description of the dispute and to give us 30 days to try to resolve it informally. Most disputes can be settled this way.

Binding arbitration. If we cannot resolve the dispute informally, you and Collective Theory Corp agree that any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court. The arbitration will take place in the county where you reside or, at your election, by telephone or video conference. The arbitrator's decision may be entered as a judgment in any court of competent jurisdiction.

Class action waiver. You and Collective Theory Corp each agree to bring claims only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding. The arbitrator may not consolidate more than one person's claims. If this class action waiver is found unenforceable as to a particular claim, that claim will proceed in court rather than arbitration.

Exceptions. Either party may bring an individual claim in small claims court, and either party may seek injunctive relief in court to protect its intellectual property rights.

Your right to opt out. You may opt out of this arbitration agreement by emailing support@collectivetheory.com with the subject "Arbitration Opt-Out" within 30 days of first accepting these Terms. Include your name and the email address on your account. Opting out will not affect any other part of these Terms, and will not affect your use of the Service.

16. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Subject to Section 15, any dispute not subject to arbitration shall be brought exclusively in the state or federal courts located in California, and you consent to the jurisdiction of those courts.

17. General

Force majeure. We are not liable for any failure or delay in performance caused by events beyond our reasonable control, including outages or failures of third-party providers, network or hosting failures, acts of God, natural disasters, war, terrorism, labor disputes, or governmental action.

Survival. Sections 4 (Content and Ownership), 8 (Intellectual Property), 12 (Indemnification), 13 (Limitation of Liability), 14 (Disclaimer), 15 (Dispute Resolution and Arbitration), 16 (Governing Law), and this Section 17 survive any termination or expiration of these Terms.

Electronic communications. You consent to receive communications from us electronically, including by email to the address on your account and by notices posted in the app or on this website. Electronic notices satisfy any legal requirement that a communication be in writing.

Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will remain in full force.

No waiver. Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.

Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

Entire agreement. These Terms, together with our Privacy Policy and Copyright and DMCA Policy, constitute the entire agreement between you and Collective Theory Corp regarding the Service and supersede any prior agreements.

Headings. Section headings are for convenience only and do not affect interpretation.

Apple. If you obtained the app through the Apple App Store, you acknowledge that these Terms are between you and Collective Theory Corp only, not Apple, and that Apple is not responsible for the Service or its content. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

18. Accessibility

We are committed to making the Service usable by everyone. See our Accessibility Statement for our current conformance status and how to report a barrier.

19. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

20. Contact Us

If you have any questions about these Terms, please contact us:

• By email: support@collectivetheory.com
• Through our support page: yourtalks.ai/support
• By mail: Collective Theory Corp, 31 NE 17th St, Miami, FL 33132, United States